CAR INSURANCE
Car Insurance
The Journey Starts Here With a Car Insurance Quote
It’s quick and easy to get a car insurance quote. When you hit the road, feel confident that you, your loved ones and your pockets are properly protected. Let us worry about the risks of the road, while you enjoy the freedom of the ride.
What Is Car Insurance?
Car insurance can help protect you from costs related to auto accidents and other types of losses, such as the theft of your car. Your car insurance policy is a contract for which you pay a certain amount or — “premium” — to your insurance company in exchange for the coverages you select.Why Do I Need Car Insurance?
If you’re involved in an accident, you may have expenses for car repairs, property damage, medical bills, lost wages, and more. Without the coverages you need, you could have to pay those bills on your own.What Does Car Insurance Cover?
Typically, liability coverage is required in most states. This coverage helps cover someone else’s bodily injury or property damages when you are determined to be at fault for the accident. There are also other coverages that can help cover the costs of damage to you or your auto. To get the most complete protection for your individual needs, discuss available coverage options with your insurance representative.
Liability Coverage
Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. This coverage provides compensation for injuries to others, and for the damage your vehicle does to another person’s property if you cause an accident.
If you are found responsible for causing damages as a result of an accident, this coverage may pay up to the limit you select, and it can provide for a legal defense if you’re sued.
Roadside Assistance
Roadside assistance is coverage you can add to your car insurance policy to help when you find yourself stranded due to unexpected car trouble — like a dead car battery. These unexpected things can happen when you’re at work, out running errands, or even when you’re at home.
Loan/Lease Gap Insurance
Gap insurance, also known as loan/lease insurance, can help protect you if your vehicle is financed or leased. If your vehicle is totaled (deemed a total loss), this coverage may pay the difference between the actual cash value of the vehicle and the unpaid balance of the auto loan or lease.
Ways to Save on Car Insurance
Where available, purchasing multiple policies such as car and home insurance with the same company, maintaining a safe driving history and paying through electronic fund transfer may be ways that you can save money on car insurance.
Multi-Policy Discount
Bundling multiple insurance policies can result in premium discounts. For example, you could save up to 13% on your Eversify car insurance when you also purchase your home/condo insurance and other insurance policies from Eversify Insurance.
Safe Driver Discount
Safe driving should be rewarded. No accidents, violations or major comprehensive claims in your household for the past three to five years could save you money with our safe driver discount.2
Good Student Discount
Policyholders with drivers who are fully enrolled in high school or college and are good students who maintain a “B” average or better, may qualify for a discount on car insurance.