COMMERCIAL TRUCK & AUTO INSURANCE
Commercial Truck & Auto Insurance
Commercial Automobile insurance provides protection for automobiles used in the course and scope of business.
Eversify Insurance offers a broad commercial auto product to ensure that company vehicles, and liability for their use, are properly protected.
Who Needs Commercial Truck & Auto Insurance?
Any business that owns motor vehicles or uses any motor vehicles in the course of its business needs commercial auto insurance. Eversify Insurance offers the liability and physical damage coverages needed by most businesses. In addition,
Eversify Insurance provides industry-specific coverage for commercial auto and fleet vehicles for certain sectors, such as public sector and oil & gas. Discover what policy type may be best for your business:
What Does a Commercial Auto Policy Cover?
A Eversify Insurance Commercial Automobile policy can provide liability and physical damage coverage for both small and large fleets of commercially owned vehicles. Eversify Insurance Commercial Auto coverages include:
- Liability Coverage*
- Uninsured Motorists Coverage*
- Underinsured Motorists Coverage*
- Physical Damage Coverage*
Small Business Commercial Auto Insurance
If a covered loss damages or destroys your valuable records, consider coverage that can help replace them.
Frequently Asked Questions
What vehicles are covered by commercial auto insurance?
Vehicles covered by a business commercial auto insurance policy can include:
- Passenger vehicles
- Vans
- Light trucks
- Heavy and extra heavy-duty trucks
- Truck trailers
- Vehicle fleets
- Specialty vehicles
Make sure your commercial auto coverage is right for the vehicle types your business uses.
How much does commercial auto insurance cost?
The costs can vary. There are many independent factors that may impact what you will pay for commercial auto insurance, such as the type of business and the types of the vehicles insured, driving history, garaging location(s), and the coverages or limits you select.
Is there difference between a fleet and non-fleet commercial auto policy?
A fleet is defined as five or more self-propelled autos under one ownership and used for business purposes. A policy with less than five self-propelled autos is considered a non-fleet policy.
If I have personal insurance, do I need commercial auto insurance?
A commercial auto insurance policy protects your business and provides coverage for commercially owned vehicles used in business operations. A personal auto policy provides coverage for personally owned vehicles that are operated by individuals or family members for personal use.
What is provided under Physical Damage Coverage* in a commercial auto policy?
Physical Damage Coverage protects your owned autos against accidental loss or damage, including:
- Collision coverage — protection against damage and loss in the event of an accident.
- Comprehensive coverage — protection against damage or loss caused by something other than a collision, such as hitting an animal or theft.
- Specified causes of loss coverage — protection against specified peril such as vandalism, hail or fire.
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Eversify Insurance Roadside Assistance Coverage
The road is an uncertain place. Have peace of mind knowing that help is just a phone call away.
How Product, Labor and Legal Trends Are Driving Increased Vehicle Insurance Rates [Infographic]
Factors ranging from the rise in attorney representation in bodily injury claims to the higher costs of replacement parts for technically complex cars and trucks continue to drive up claim costs for insurance carriers.